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People generally have two kinds of needs during a home purchase. First are the
transactional needs, such as searching for a home, obtaining financing, negotiating
the terms of purchase, completing paperwork and legal documents, and arranging
the move. The second are emotional needs, which can be more stressful than the
financial ones. The following are some tips to help ease the stress.
Prepare your children
Although you may have lived in your current home for just a few years, four years
is half the lifetime of an eight-year-old. Your home may be the only home your
children remember. It’s where they feel safe and it’s probably the
center of your son or daughter’s world.
Be sure to announce the move in a completely upbeat way. You might talk about
how beautiful the new neighborhood is and how good the schools are. Bring your
children to the new house, if that’s possible or positively describe it
to them. Find out what your children's favorite things are in your current home,
and then try to re-create them in the new house. Keep your children actively
involved. For instance, take them shopping for paint, bedspreads, carpets, and
other items for their new room.
Your children are bound to have worries during the move. Help lessen these anxieties
by finding ways to make parting pleasant. For example, plan a going-away party
or create a photo album with pictures of neighbors, their house and the neighborhood.
Gain knowledge
As you begin the process, you may start to feel out of control, as though other
parties to the purchase transaction are running the show. Your mortgage company,
the appraiser, the inspector, and the seller all have certain powers to approve
or disapprove of your overall plan to purchase this home and move successfully.
To alleviate your feelings of helplessness, one of the best things you can do
is to understand as much of the purchase process as possible. Work with your
real estate agent to prepare yourself for the unknown and tie down loose ends.
Trust the process
There can be so much to do that it's easy to panic. Buying a home may feel risky,
but the truth is it’s an opportunity for you and your family. Even though
you can't predict what will happen every step of the way, your real estate agent
helps people buy and sell homes as a profession! Your agent has been there before
and understands that this is a major upheaval in your life. Trust that your agent
is looking out for you on your way to a successful closing and move.
Be flexible
Although your agent will do everything possible to prepare you for your home
purchase, there is no such thing as a perfect world. The property inspection
may reveal areas of concern, or closing may be delayed for some reason. Try to
take a deep breath and be flexible in your thinking.
Seek entertainment
Whenever you feel things are spinning out of control, find a diversion! Take
a walk around your new neighborhood; go out of town or to a movie with your family.
Whatever outlet works best for you, this is a good time to engage in it! Remember
to take one "move" at a time.
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